Kashe Insurance Marketplace

Drive insured. Drive protected. Built for KasheXpress drivers.

One marketplace to compare motor cover, protect your income, and unlock loyalty discounts that grow with every trip you complete.

Compare multiple insurers

See the best price and value across NIC-licensed insurers in one place.

Monthly payment option

Pay your premium monthly from KashePay — no big annual lump sum.

Renewal reminders

Digital reminders so your policy never silently expires on the road.

Photo/video claims

Upload accident evidence straight from the driver app for faster claims.

Safety-score discount

Drivers with strong safety scores unlock lower premiums automatically.

Claims support desk

A human arbiter walks you through every claim — no insurer ping-pong.

Loyalty tiers

More trips. Lower premiums.

Bronze

Requirement

Verified driver

Benefit

Marketplace access

Silver

Requirement

50 completed rides

Benefit

Small premium discount

Gold

Popular

Requirement

150 rides + good rating

Benefit

Larger discount + claims support

Platinum

Requirement

300 rides + high safety score

Benefit

Best discount + SSNIT bonus + vehicle support

Products

Beyond motor cover. A full driver protection stack.

Third-party motor

Basic legal cover — required for every public-road vehicle in Ghana.

Comprehensive motor

Full protection for your own vehicle, plus third-party liability.

Passenger liability

Essential for taxis, ride-hailing and intercity passenger work.

Personal accident

Pays out if you're injured on the job — covers hospital and recovery.

Hospital cash plan

Daily cash benefit when you're admitted, so bills don't pile up.

Income protection

Replaces a share of weekly earnings if you can't drive for a while.

Family / funeral cover

Locally relevant protection so your family is never left exposed.

Fleet insurance

For company partners running multiple vehicles on KasheXpress.

Compliance

Underwritten by NIC-licensed insurers. Brokered by licensed partners.

KasheXpress operates the marketplace; policies are issued and underwritten by Ghana's National Insurance Commission–licensed insurers. Claims are administered by accredited partners.

  • Third-party cover meets Motor Traffic Act requirements
  • Premiums quoted before purchase — no hidden fees
  • Cancel within 14 days for a full refund
  • Claims support 7 days a week